Only 29% Indians achieve their retirement corpus goal. Indians have inconsistent savings habits. Barely 51% people save habitually.

Nearly two-thirds (61%) use savings accounts to prepare for retirement, compared to 39% in other countries.

65% of earning Indians do not save adequately for their children's higher education. With rising education costs, people are increasingly getting dependent on LOANS to cover this expense.


Most people will spend up to one-third of their life in retirement so it is important to prepare and save money now in order to support oneself during golden years. Experts estimate that you will need at least 70% of your pre-retirement income to maintain the same standard of living once you stop working. Several programs are available to help you meet your financial needs in retirement.

Retirement and savings plan covers :

NEST EGG Life insurance and fixed deposits are the most popular retirement products among the resondents in India.

Source : Aegon retirement rediness Survey

Savings and Retirement plan

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